To continue building a profitable and viable business by providing excellent products and service to existing and new clients and thereby creating lifestyle opportunities for all.
Our Mission
To carefully select product providers based on certain criteria. These are honesty, integrity, service capabilities and product range, thus enabling us to provide our objective of excellent service and a range of valuable products in our endeavour to build excellent client relationships.
Partnership assurance and keyman
Cover which can incorporate the following:
Whole of life cover.
A policy of assurance that runs until the death of the life assured.
Disability Cover.
Protects your ability to earn income should you become disabled for an extended period. This is paid out in a lump sum.
Dread Disease cover.
An insurance policy effected to payout in the event of the life assured contracting a dread disease i.e. cancer, heart attack, stroke or heart failure.
Income protection.
Provides a monthly income in the event of temporary or permanent disablement. Income normally ceases at age 65.
Group Risk Benefit Fund. A company owned fund available to all staff of an entity and offering the following benefits at very competitive rates.
Group life cover. (usually 3 -7 times annual salary)
Group disability cover. (usually 3-7 times annual salary)
Income protection. (temporary or permanent disability with a one to three month waiting period. Pays 75% of gross income with an annual escalation, if selected, to age 65.)
Group Retirement Schemes. A company owned fund available to all staff of an entity and is available under any of the following:
A group retirement annuity scheme.
A pension fund.
A provident fund.
Preferred and deferred compensation schemes. Available as a reward system for long serving staff members and key staff members. Generally used as a system to encourage staff retention and to discourage opposition companies from poaching key staff. Funded by an investment or endowment policy.
Company owned investment or endowment policies. A fund taken out by a company to allow for future capital expenditure, new plant , machinery etc. This can be funded by a lump sum investment or a recurring premium investment or both.
Group medical benefit funds. A medical benefit fund which is available to all members of staff of an entity, Such a fund can include
Medical gap cover.
Top up cover for all members of staff and their families in the event of medical aid shortfalls.
Medical premium waiver.
Waiver of premium for all staff members in the event of their death disability or suffering from a dreaded disease thus ensuring free medical cover for them and their families for up to five years.
